DGM Risk and Credit Pune
Job Description:
Strategic Risk Management
Develop and oversee the execution of the enterprise risk management (ERM) framework.
Define and refine the NBFC’s risk appetite in consultation with the Board and align risk strategy with business objectives.
Lead scenario planning, stress testing, and capital adequacy assessments.
Credit Risk
Establish credit policies, underwriting standards, and portfolio risk assessment models.
Monitor credit quality and performance across retail and corporate portfolios.
Oversee credit risk analytics and recommend changes to product and pricing strategies.
Regulatory Compliance & Governance
Ensure compliance with RBI regulations applicable to NBFCs including credit concentration norms, ALM guidelines, KYC/AML norms, etc.
Liaise with regulators, auditors, and internal stakeholders on all risk and compliance matters.Act as the primary officer responsible for RBI's Risk-Based Supervision (RBS) reporting and inspections.
Risk Culture & Leadership
Promote a proactive risk culture across departments.
Establish risk awareness and training programs for staff.Lead a team of risk professionals and collaborate with business heads and functional leads.
Key Skills :
Company Profile
--- --- --- ---, a --- Group Company, is a 100% captive finance subsidiary of --- --- --- established for the purpose of running it as an NBFC, exclusively to finance vehicles manufactured and/or marketed by --- --- --- and its subsidiaries/associates.
Certificate of Registration for carrying on the NBFC Business was received from Reserve Bank of India on 29 August 2023.
The Company was incorporated as --- --- Consumer Finance --- on 6 December 2021. After the change of the name of the Company from --- --- Consumer Finance --- to --- --- --- ---, the fresh certificate of incorporation was received from Registrar of Companies, Pune, on 26 December 2023.
Apply Now
- Interested candidates are requested to apply for this job.
- Recruiters will evaluate your candidature and will get in touch with you.