Geo Credit Head Thane Mumbai Thane - Apply Talent Leads Consultants

Geo Credit Head Thane Mumbai

Opening: 1 Nos.

Job ID: 99767

Employment Type: Full Time

Reference:

Work Experience: 15.0 Year(s) To 20.0 Year(s)

CTC Salary: 40.00 LPA TO 45.00 LPA

Function: Sales / BD

Industry: Banking/Financial Services

Location:

Posted On: 17th Jan, 2025

Job Description:

Managing the overall credit function
Implementation of policies, procedures, and credit underwriting guideline
Formulate, review and implement the Credit Policy of Hinduja Housing Finance appropriate for the market segment (working with primarily undocumented income/credit profiles) sought to be served
Maintenance of TAT, Compliance, policies and procedures as per NHB guidance

Strategic

Establish and Manage the Credit function using the principle of de-centralized assessment and centralized decision
Responsible for ensuring sensible credit norms resulting in a high-quality of portfolio

Tactical

Credit underwriting, Collection, Fraud Control, Business support and Training setup
Conduct risk and portfolio analytics
Designing the process modules and systems to deliver
Review and upgrade of product design

Supervisory

Managing large business volumes
Manage productivity and TAT of the team
Recruit and train the Credit Team
Create and maintain metrics reports on marketing and sales activities, effectiveness, and business impact
Loan operation activities
Banking and collection activities
Managing end to end disbursement process
Working closely with HO and Regional leadership
To ensure adherence of file TAT in operation
To design and implement workflow
To tie-up with various third-parties for scaling up operations
To actively coordinate with Sales and Risk teams
To handle and implement improvements in Loan Management System
To manage payment processes (PDC, ECS, NACH, Ckyc, e-collections) and EMI banking
To handle daily and monthly reconciliation of GL, Bank and Loan Account
To monitor the fund balances, forecast and manage fund flows and ensure adequate liquidity for working capital requirements
To improve operational efficiency of various teams by reviewing and measuring performance against internal & external benchmarks

Key Skills :

Company Profile

--- --- --- --- is a Public incorporated on 15 April 2015. It is classified as Non-govt company and is registered at Registrar of Companies, Chennai. Its authorized share capital is Rs. 3,000,000,000 and its paid up capital is Rs. 1,800,00

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Geo Credit Head Thane Mumbai